PERSONAL ACCOUNTS
1st Checking
Our 1st Checking account meets most individual's needs. The following features are included:
- Minimum $100 to open
- No Service Charge
- Unlimited Check Writing
- Free Debit Card (Surcharge-Free Network)
- Unlimited Debit Card Transactions
- Free Internet Banking
- Free Bill Pay
- Free Email or Paper Statement
- Free Consolidated Statement of all Accounts
Interest Checking
MPower Interest Checking is designed for individuals that carry balances of $1,250 or more. This account Includes all the features of our 1st Checking plus:
- Interest Bearing Account (tiered rates)
- Free Bill Pay
- $10.00 Maintenance Fee if Ledger Balance falls below $1,250 (1st cycle free)
- 1st Order of Checks Free (selected styles only)
Club
Our Club Option can be added to all our 1st Checking,
or MPower Interest Checking accounts for $5.00 per month.
Add this feature to your account and gain the following benefits:
- $20,000 Accidental Death & Dismemberment Insurance and
$40,000 Common Carrier Insurance
- Prescription Drug Card Program
- Prescription Eyewear Discounts
- Ophthalmology Services Discounts (includes Lasik & medical exams)
- Discount Hotel/Motel Directory Savings
- Free Personalized Checks (selected styles only)
- Free Official Check (1 per month)
- Notary Service
- Free Fax Service (1per month)
THE INSURANCE PORTION OF OUR CLUB OPTION IS:
*NOT A DEPOSIT
*NOT FDIC-INSURED
*NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
*MAY GO DOWN IN VALUE
Money Market
- Interest Bearing Account (tiered rates)
- Minimum $100 to open
- Limited to 6 transactions per cycle
- Unlimiited Over-the-Counter Transactions
- $15.00 Maintenance Fee if Ledger Balance falls below $1,500 (1st cycle free and transaction fees apply)
- Free Email or Paper Statement
1st Savings
- Interest Bearing Account
- Minimum $25 to open
- 9 withdraws per quarter limit ($5 each over)
- No Monthly Maintenance Fee
- $25 Minimum to earn interest
- Quarterly Statement
- Interest Paid Quarterly
Christmas Club
- Interest Bearing Account
- Minimum $5 to open
- $8 early withdrawal fee (per each withdrawal)
- No Monthly Maintenance Fee
- Interest earned on maximum of $5,000
- $5 Minimum Balance Required to earn Interest